/* MBS Contact — version finale mobile & conversion — 10/08/2026 */
:root{--navy:#17283d;--navy2:#0f1d2e;--blue:#235ca8;--orange:#ef7c25;--orange2:#d86615;--green:#278363;--gold:#a97a25;--ink:#18212b;--muted:#657181;--line:#dfe6ec;--bg:#fff;--soft:#f5f8fb;--white:#fff;--shadow:0 16px 45px rgba(16,34,53,.10);--radius:22px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.58;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto}a{color:inherit;text-decoration:none}button,input,select{font:inherit}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid rgba(35,92,168,.35);outline-offset:3px}.container{width:min(calc(100% - 32px),var(--max));margin:auto}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;z-index:9999;background:#fff;padding:10px 14px;border-radius:8px}
.trustbar{background:var(--navy2);color:#dce7f4;font-size:.8rem}.trustbar-inner{min-height:38px;display:flex;align-items:center;justify-content:space-between;gap:12px}.trustbar-inner>div{display:flex;gap:18px}.trustbar a:hover{text-decoration:underline}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:80}.nav-wrap{min-height:92px;display:flex;align-items:center;gap:18px}.brand{display:flex;align-items:center;flex:0 0 auto}.brand-logo{display:block;width:auto;height:76px;object-fit:contain}.desktop-nav{display:flex;gap:18px;margin-left:auto}.desktop-nav a{font-size:.9rem;font-weight:700;color:#33465c}.desktop-nav a:hover{color:var(--orange)}.header-actions{margin-left:auto}.menu-button{display:none;background:#fff;border:1px solid var(--line);border-radius:10px;min-width:46px;min-height:46px;font-size:1.4rem}.mobile-nav{display:none;padding:10px 16px 18px;border-top:1px solid var(--line);background:#fff}.mobile-nav.is-open{display:grid}.mobile-nav a{padding:13px 6px;border-bottom:1px solid #edf1f4;font-weight:700}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 20px;border-radius:12px;border:1px solid transparent;font-weight:800;line-height:1.1;cursor:pointer;transition:.18s ease}.button:hover{transform:translateY(-1px)}.button-large{min-height:54px;padding:14px 24px}.button-primary{background:var(--orange);color:#fff;box-shadow:0 8px 22px rgba(239,124,37,.22)}.button-primary:hover{background:var(--orange2)}.button-call,.button-secondary{background:#fff;border-color:#cbd6e0;color:var(--navy)}.button-light{background:#fff;color:var(--navy)}.button-ghost{background:#fff;border-color:var(--line);color:var(--ink)}
.eyebrow{margin:0 0 10px;color:var(--orange2);font-size:.78rem;font-weight:900;letter-spacing:.11em;text-transform:uppercase}.eyebrow-light{color:#ffd4b1}.hero-lead{font-size:1.08rem;color:#526173;max-width:720px}.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0}.hero-checks{list-style:none;padding:0;margin:20px 0;display:grid;gap:8px}.hero-checks li{font-weight:700;color:#33485c}
.home-hero{padding:44px 0 36px;background:linear-gradient(135deg,#f6f9fc 0%,#fff 48%,#fff7f1 100%)}.home-hero-grid{display:grid;grid-template-columns:minmax(0,1.03fr) minmax(380px,.97fr);gap:46px;align-items:start}.home-hero h1,.product-hero h1,.lp-hero h1,.standard-hero h1,.guide-hero h1{font-size:clamp(2.3rem,5vw,4.4rem);line-height:1.03;letter-spacing:-.045em;margin:0 0 18px;color:var(--navy2)}.home-hero h1 span{color:var(--orange)}.hero-trust-row{display:flex;flex-wrap:wrap;gap:16px;font-size:.9rem;font-weight:800;color:#40536a}.home-hero-photo-box{margin-top:26px;overflow:hidden;border-radius:22px;box-shadow:var(--shadow)}.home-hero-photo{width:100%;aspect-ratio:4/3;object-fit:cover;display:block}
.home-lead-quiz,.lead-quiz{background:#fff;border:1px solid #dfe7ee;border-radius:24px;box-shadow:var(--shadow);padding:24px;position:relative}.quiz-topline{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:12px}.quiz-topline span{font-size:.78rem;font-weight:900;color:var(--orange2);text-transform:uppercase;letter-spacing:.08em}.quiz-topline small{color:var(--muted)}.quiz-progress{display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin-bottom:22px}.quiz-progress span{height:5px;background:#e8edf1;border-radius:8px}.quiz-progress span.is-active{background:var(--orange)}.quiz-panel h2{font-size:1.55rem;line-height:1.15;margin:0 0 7px;color:var(--navy)}.quiz-panel>p{color:var(--muted);margin:0 0 18px}.quiz-product-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.quiz-product-grid button,.quiz-choice-list button{width:100%;text-align:left;border:1px solid var(--line);background:#fff;border-radius:14px;padding:15px;cursor:pointer;color:var(--ink)}.quiz-product-grid button:hover,.quiz-choice-list button:hover{border-color:#ef9d63;background:#fff9f4}.quiz-product-grid button>span{font-size:1.5rem;display:block}.quiz-product-grid strong{display:block;font-size:.98rem;margin-top:4px}.quiz-product-grid small{display:block;color:var(--muted);margin-top:2px}.quiz-choice-list{display:grid;gap:9px}.quiz-choice-list button{display:flex;align-items:center;justify-content:space-between;font-weight:800}.quiz-choice-list button span{font-size:1.4rem;color:var(--orange)}.quiz-back{border:0;background:transparent;color:var(--muted);padding:0 0 12px;cursor:pointer}.quiz-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.quiz-fields label{display:grid;gap:6px}.quiz-fields label>span{font-size:.86rem;font-weight:800;color:#405167}.quiz-fields input,.quiz-fields select,.withdraw-form input{width:100%;min-height:49px;border:1px solid #cfd9e3;border-radius:11px;padding:10px 12px;background:#fff;color:var(--ink);outline:none}.quiz-fields input:focus,.quiz-fields select:focus,.withdraw-form input:focus{border-color:var(--orange);box-shadow:0 0 0 3px rgba(239,124,37,.12)}.quiz-field-full{grid-column:1/-1}.form-required-note{font-size:.78rem;color:var(--muted);margin:10px 0 0}.quiz-consent{display:flex;align-items:flex-start;gap:10px;margin:18px 0;font-size:.84rem;color:#505e6e;line-height:1.52}.quiz-consent input{width:24px;height:24px;flex:0 0 24px;margin-top:1px}.quiz-consent a{text-decoration:underline;font-weight:700}.quiz-next{width:100%}.quiz-note{font-size:.8rem!important;text-align:center;margin:12px 0 0!important}.quiz-error{background:#fff0ed;color:#9a2919;border:1px solid #ffd2ca;border-radius:10px;padding:10px 12px;margin:12px 0!important;font-weight:700}.honeypot{position:absolute!important;left:-9999px!important}.is-submitting{opacity:.72;pointer-events:none}
.home-quick{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.home-quick>.container{display:grid;grid-template-columns:repeat(4,1fr)}.home-quick>.container>div{display:flex;align-items:center;gap:10px;padding:18px 14px;border-right:1px solid var(--line)}.home-quick>.container>div:last-child{border-right:0}.quick-icon{width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:#eef5ff;color:var(--blue);font-weight:900}.home-quick strong{display:block;font-size:.88rem}.home-quick span span,.home-quick small{color:var(--muted)}
.section{padding:72px 0}.section-tinted{background:var(--soft)}.section-heading,.narrow-heading{max-width:760px;margin:0 auto 30px;text-align:center}.section-heading h2,.narrow-heading h2,.home-advice h2,.split-section h2,.form-side h2,.quick-answer h2,.sources-section h2,.lp-final h2{font-size:clamp(1.8rem,3.5vw,2.7rem);line-height:1.08;letter-spacing:-.03em;margin:0 0 12px;color:var(--navy)}.section-heading p:last-child,.narrow-heading p:last-child{color:var(--muted)}
.solution-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.solution-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:16px;box-shadow:0 7px 25px rgba(19,39,59,.05);display:flex;flex-direction:column}.solution-card-media{overflow:hidden;border-radius:14px;margin-bottom:16px;background:#eef2f5}.solution-card-image{display:block;width:100%;aspect-ratio:4/3;object-fit:cover}.solution-card .solution-tag{font-size:.74rem;font-weight:900;text-transform:uppercase;letter-spacing:.07em;color:var(--orange2);margin:0 0 8px}.solution-card h3{font-size:1.22rem;line-height:1.18;margin:0 0 10px;color:var(--navy)}.solution-card>p:not(.solution-tag){font-size:.9rem;color:var(--muted)}.solution-card ul{list-style:none;padding:0;margin:10px 0 16px;display:grid;gap:6px;font-size:.86rem}.solution-card>a{margin-top:auto;color:var(--orange2);font-weight:900}.accent-blue{--accent:var(--blue)}.accent-gold{--accent:var(--gold)}.accent-green{--accent:var(--green)}.accent-orange{--accent:var(--orange)}.solution-card{border-top:4px solid var(--accent,var(--orange))}
.home-advice{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center}.advice-visual{overflow:hidden;border-radius:24px}.advice-photo{width:100%;aspect-ratio:4/3;object-fit:cover;display:block}.advice-points{display:grid;gap:10px;margin:24px 0}.advice-points span{display:flex;gap:12px;align-items:center;border-top:1px solid #dce4ea;padding-top:10px}.advice-points b{color:var(--orange)}.advice-points em{font-style:normal;font-weight:800;color:#35475c}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.steps-grid article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}.steps-grid article>span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:15px}.steps-grid h3{margin:0 0 8px;color:var(--navy)}.steps-grid p{margin:0;color:var(--muted)}.guide-card-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.guide-card-grid article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;display:flex;flex-direction:column}.guide-card-grid article>span{font-size:.74rem;color:var(--orange2);font-weight:800}.guide-card-grid h2,.guide-card-grid h3{font-size:1.08rem;line-height:1.25;color:var(--navy)}.guide-card-grid p{font-size:.87rem;color:var(--muted)}.guide-card-grid a{margin-top:auto;font-weight:900;color:var(--orange2)}.guide-index-link{text-align:center;margin-top:24px}.home-cta{background:var(--navy);color:#fff;padding:50px 0}.home-cta>.container{display:flex;align-items:center;justify-content:space-between;gap:30px}.home-cta h2{font-size:2.2rem;margin:0 0 8px}.home-cta p{margin:0;color:#cad5df}
.product-hero{padding:26px 0 54px;background:linear-gradient(135deg,#f7f9fc 0%,#fff 55%,#fff7f2 100%)}.breadcrumbs{display:flex;gap:8px;color:var(--muted);font-size:.83rem;padding:8px 0 24px}.breadcrumbs a{text-decoration:underline}.product-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:46px;align-items:center}.product-photo-shell{position:relative;display:grid;place-items:center;min-height:430px}.product-photo{position:relative;z-index:2;display:block;width:100%;max-width:510px;aspect-ratio:4/3;object-fit:cover;border-radius:24px;box-shadow:var(--shadow)}.visual-card{position:absolute;z-index:3;background:#fff;padding:10px 13px;border-radius:12px;box-shadow:0 12px 30px rgba(15,29,46,.14);font-weight:900;font-size:.85rem}.visual-card-top{top:16px;right:5px}.visual-card-bottom{bottom:16px;left:5px}.visual-orbit{position:absolute;border-radius:50%;border:1px solid rgba(239,124,37,.2)}.orbit-one{width:390px;height:390px}.orbit-two{width:500px;height:500px}.quick-answer-section{padding:34px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.quick-answer{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:center}.quick-answer h2{font-size:2rem}.quick-answer p{color:var(--muted)}.quick-answer ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}.quick-answer li{font-weight:800}.info-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.info-card{border:1px solid var(--line);border-radius:18px;padding:22px;background:#fff}.card-index{font-size:.76rem;color:var(--orange);font-weight:900}.info-card h3{color:var(--navy);margin:8px 0}.info-card p{color:var(--muted);font-size:.92rem}.split-section{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center}.check-panel{list-style:none;padding:0;margin:0;background:#fff;border:1px solid var(--line);border-radius:20px}.check-panel li{display:flex;gap:12px;padding:15px 18px;border-bottom:1px solid var(--line);font-weight:700}.check-panel li:last-child{border-bottom:0}.check-panel span{color:var(--green);font-weight:900}.form-section{background:var(--navy)}.form-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:42px;align-items:start}.form-side{color:#fff;padding-top:26px}.form-side h2{color:#fff}.form-side p{color:#cad5df}.phone-block{display:flex;align-items:center;gap:14px;margin-top:24px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:16px}.phone-block>span{font-size:1.7rem}.phone-block small{display:block;color:#c4cfda}.phone-block a{font-size:1.3rem;font-weight:900}.faq-list{max-width:860px}.faq-list details,.guide-faq details{border:1px solid var(--line);border-radius:14px;background:#fff;margin-bottom:10px;overflow:hidden}.faq-list summary,.guide-faq summary{list-style:none;cursor:pointer;padding:16px 18px;font-weight:900;display:flex;justify-content:space-between;gap:18px}.faq-list details p,.guide-faq details p{padding:0 18px 18px;margin:0;color:var(--muted)}.sources-section{padding-top:38px;padding-bottom:52px}.sources-section .container{max-width:900px}.sources-section h2{font-size:1.5rem}.sources-section p{color:var(--muted)}.source-links{display:flex;flex-wrap:wrap;gap:10px}.source-links a{font-size:.86rem;border:1px solid var(--line);padding:8px 11px;border-radius:10px;color:var(--blue)}
.lp-hero{padding:42px 0 52px;background:linear-gradient(135deg,#f7f9fc,#fff7f1)}.lp-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}.lp-trust{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}.lp-trust span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 11px;font-size:.8rem;font-weight:800}.lp-image-box{margin-top:20px;overflow:hidden;border-radius:20px;box-shadow:var(--shadow)}.lp-image{width:100%;aspect-ratio:4/3;object-fit:cover;display:block}.lp-proof{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.lp-proof>.container{display:grid;grid-template-columns:repeat(3,1fr)}.lp-proof div div{padding:20px;text-align:center;border-right:1px solid var(--line)}.lp-proof div div:last-child{border-right:0}.lp-proof strong{display:block;font-size:1.2rem;color:var(--navy)}.lp-proof span{font-size:.84rem;color:var(--muted)}.lp-final{padding:54px 0;text-align:center;background:var(--navy);color:#fff}.lp-final h2{color:#fff}.lp-final p{color:#c9d5df}
.standard-hero{padding:62px 0;background:linear-gradient(135deg,#f6f9fc,#fff)}.standard-hero .container{max-width:900px}.legal-content{max-width:900px}.legal-content h2{color:var(--navy);margin-top:32px}.legal-content p,.legal-content li{color:#536273}.legal-content a{color:var(--blue);text-decoration:underline}.contact-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.standard-link-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.standard-link-grid a{border:1px solid var(--line);border-radius:12px;padding:14px;font-weight:800;text-decoration:none}.withdraw-form{display:grid;gap:14px;max-width:620px}.withdraw-form label{display:grid;gap:6px;font-weight:800}.form-status{font-weight:800}.thanks-page{padding:80px 0;background:var(--soft);min-height:65vh}.thanks-card{max-width:650px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:var(--shadow);padding:40px;text-align:center}.thanks-card>span{display:grid;place-items:center;width:64px;height:64px;border-radius:50%;background:#eaf7f1;color:var(--green);font-size:1.8rem;font-weight:900;margin:0 auto 18px}.thanks-card h1{color:var(--navy);font-size:2.2rem}.lead-reference{background:var(--soft);padding:10px;border-radius:10px}.thanks-note{font-size:.9rem;color:var(--muted)}
.guide-hero{padding:56px 0;background:linear-gradient(135deg,#f7f9fc,#fff)}.guide-header{max-width:900px}.guide-date{font-size:.83rem;color:var(--muted)}.guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:42px;padding-top:44px;padding-bottom:70px}.guide-main{min-width:0}.direct-answer{background:#fff8f2;border-left:5px solid var(--orange);padding:20px;border-radius:0 14px 14px 0;margin-bottom:28px}.direct-answer strong{color:var(--orange2)}.guide-section{margin:34px 0}.guide-section h2,.guide-faq h2,.guide-sources h2{color:var(--navy);font-size:1.6rem}.guide-section p,.guide-section li{color:#526173}.guide-aside>div{position:sticky;top:100px;border:1px solid var(--line);border-radius:18px;padding:20px;background:#fff}.guide-aside>div>span{font-size:2rem}.guide-sources{display:grid;gap:8px}.guide-sources a{color:var(--blue);font-weight:700}
.site-footer{background:var(--navy2);color:#cbd6e1;padding:48px 0 90px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:28px}.footer-logo{display:block;width:auto;height:86px;object-fit:contain;object-position:left center}.site-footer h2{font-size:.95rem;color:#fff;margin:0 0 12px}.site-footer a,.site-footer span{display:block;font-size:.86rem;margin:7px 0}.footer-brand p{font-size:.88rem;color:#aebbc8}.footer-reg{font-size:.76rem!important}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;gap:20px}.footer-bottom div{display:flex;gap:16px}.footer-bottom button{background:transparent;color:#cbd6e1;border:0;padding:0;cursor:pointer}.sticky-mobile{display:none}.cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;z-index:100;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 55px rgba(9,23,38,.2);padding:16px;max-width:760px;margin:auto;align-items:center;justify-content:space-between;gap:18px}.cookie-banner:not([hidden]){display:flex}.cookie-banner p{margin:4px 0;color:var(--muted);font-size:.84rem}.cookie-banner>div:last-child{display:flex;gap:8px}
@media(max-width:1050px){.desktop-nav{gap:12px}.desktop-nav a{font-size:.84rem}.solution-grid,.guide-card-grid{grid-template-columns:repeat(2,1fr)}.info-card-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:860px){.trustbar-inner>div{display:none}.desktop-nav{display:none}.menu-button{display:block;margin-left:auto}.header-actions{margin-left:0}.home-hero-grid,.product-hero-grid,.lp-grid,.home-advice,.split-section,.form-layout,.quick-answer,.guide-layout{grid-template-columns:1fr}.home-hero-grid,.lp-grid{gap:26px}.home-quick>.container{grid-template-columns:repeat(2,1fr)}.home-quick>.container>div:nth-child(2){border-right:0}.home-quick>.container>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.product-photo-shell{min-height:300px}.orbit-two{width:360px;height:360px}.orbit-one{width:290px;height:290px}.guide-aside>div{position:static}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:767px){.container{width:min(calc(100% - 24px),var(--max))}.trustbar-inner{min-height:34px;font-size:.73rem}.nav-wrap{min-height:76px;gap:8px}.brand-logo{width:auto;height:60px}.header-actions .button{min-height:44px;padding:10px 12px;font-size:.8rem}.home-hero{padding:26px 0 18px}.home-hero h1,.product-hero h1,.lp-hero h1,.standard-hero h1,.guide-hero h1{font-size:2.05rem}.hero-lead{font-size:1rem}.hero-actions{display:grid;grid-template-columns:1fr;margin:18px 0}.hero-actions .button{width:100%}.home-hero-photo-box{display:block;margin-top:20px}.home-hero-photo{aspect-ratio:16/10}.home-lead-quiz,.lead-quiz{padding:18px;border-radius:18px}.quiz-product-grid{grid-template-columns:1fr 1fr}.quiz-product-grid button{padding:12px}.quiz-fields{grid-template-columns:1fr}.quiz-field-full{grid-column:auto}.section{padding:50px 0}.section-heading,.narrow-heading{text-align:left;margin-bottom:22px}.solution-grid,.guide-card-grid,.info-card-grid,.steps-grid{grid-template-columns:1fr}.solution-card{padding:14px}.home-advice{gap:24px}.home-advice .advice-visual{order:2}.advice-photo{aspect-ratio:16/10}.home-cta{padding:38px 0}.home-cta>.container{display:grid}.home-cta h2{font-size:1.8rem}.product-hero{padding:18px 0 34px}.product-hero-grid{gap:26px}.product-photo-shell{min-height:0}.product-photo{max-height:270px;aspect-ratio:16/9}.visual-orbit{display:none}.visual-card{font-size:.72rem;padding:7px 9px}.quick-answer{gap:14px}.form-section{padding:44px 0}.form-side{padding-top:0}.lp-hero{padding:28px 0}.lp-image-box{display:block;margin-top:18px}.lp-image{aspect-ratio:16/10}.lp-proof>.container{grid-template-columns:1fr}.lp-proof div div{border-right:0;border-bottom:1px solid var(--line);padding:14px}.lp-proof div div:last-child{border-bottom:0}.contact-grid,.standard-link-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:24px}.footer-brand{grid-column:1/-1}.footer-logo{height:82px}.footer-bottom{display:grid;font-size:.8rem}.footer-bottom div{flex-wrap:wrap}.site-footer{padding-bottom:100px}.sticky-mobile{position:fixed;display:grid;grid-template-columns:1fr 1fr;left:0;right:0;bottom:0;z-index:90;background:#fff;border-top:1px solid var(--line);box-shadow:0 -8px 25px rgba(15,29,46,.10);padding:8px max(8px,env(safe-area-inset-right)) calc(8px + env(safe-area-inset-bottom)) max(8px,env(safe-area-inset-left))}.sticky-mobile a{display:flex;align-items:center;justify-content:center;min-height:50px;margin:0 4px;border-radius:11px;font-weight:900;font-size:.9rem}.sticky-mobile a:first-child{border:1px solid #ccd7e1;color:var(--navy)}.sticky-mobile a:last-child{background:var(--orange);color:#fff}.cookie-banner{bottom:78px;display:grid!important}.cookie-banner[hidden]{display:none!important}.cookie-banner>div:last-child{display:grid;grid-template-columns:1fr 1fr}.guide-layout{padding-top:28px}.thanks-card{padding:26px}.thanks-card h1{font-size:1.8rem}}
@media(max-width:390px){.header-actions{display:none}.quiz-product-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}}

/* === LP Google Ads Obsèques — 24/08/2026 === */
.ads-obseques-body{background:var(--soft)}
.ads-obseques-body .site-footer{display:none}
.ads-obseques-hero{padding:38px 0 34px;background:linear-gradient(135deg,#f5f8fb 0%,#fff 52%,#fff7f1 100%)}
.ads-obseques-grid{display:grid;grid-template-columns:minmax(0,.92fr) minmax(440px,1.08fr);gap:54px;align-items:start}
.ads-obseques-copy{padding-top:22px}
.ads-obseques-copy h1{max-width:650px;margin:0 0 16px;color:var(--navy2);font-size:clamp(2.45rem,5vw,4.7rem);line-height:1.01;letter-spacing:-.05em}
.ads-obseques-lead{max-width:610px;margin:0 0 20px;color:#405167;font-size:1.15rem;line-height:1.55}
.ads-obseques-benefits{list-style:none;margin:0 0 24px;padding:0;display:grid;gap:9px;color:var(--navy);font-weight:800}
.ads-obseques-visual{position:relative;max-width:560px;margin-top:24px;border-radius:22px;overflow:hidden;box-shadow:var(--shadow);background:#fff}
.ads-obseques-visual img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover}
.ads-obseques-badge{position:absolute;left:14px;bottom:14px;background:rgba(255,255,255,.94);padding:9px 12px;border-radius:10px;font-size:.76rem;font-weight:900;color:var(--navy);box-shadow:0 8px 20px rgba(15,29,46,.12)}
.ads-obseques-form{position:relative;background:#fff;border:1px solid #dfe7ee;border-radius:24px;padding:26px;box-shadow:0 22px 60px rgba(16,34,53,.13)}
.ads-form-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:12px}
.ads-form-head>div{display:grid;gap:2px}
.ads-form-kicker{font-size:.76rem;font-weight:900;text-transform:uppercase;letter-spacing:.09em;color:var(--orange2)}
.ads-form-head strong{font-size:1.05rem;color:var(--navy)}
.ads-form-head small{display:flex;align-items:center;justify-content:center;min-width:44px;height:32px;border-radius:999px;background:var(--soft);font-weight:800;color:var(--muted)}
.ads-form-progress{display:grid;grid-template-columns:1fr 1fr;gap:7px;margin-bottom:22px}
.ads-form-progress span{height:5px;border-radius:10px;background:#e7edf2}.ads-form-progress span.is-active{background:var(--orange)}
.ads-form-step h2{margin:0 0 18px;color:var(--navy);font-size:1.55rem;line-height:1.15}
.ads-step-intro{margin:-8px 0 18px;color:var(--muted)}
.ads-question{display:grid;gap:9px;margin:0 0 18px;padding:0;border:0}
.ads-question>span,.ads-question legend{width:100%;padding:0;margin:0;color:#34465a;font-size:.92rem;font-weight:900}
.ads-question>span b,.ads-question legend b{color:var(--orange2)}
.ads-question-year input,.ads-contact-grid input{width:100%;min-height:52px;border:1px solid #cfd9e3;border-radius:12px;padding:11px 13px;background:#fff;color:var(--ink);outline:none}
.ads-question-year input:focus,.ads-contact-grid input:focus{border-color:var(--orange);box-shadow:0 0 0 3px rgba(239,124,37,.12)}
.ads-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}
.ads-choice-grid label{position:relative;cursor:pointer}
.ads-choice-grid input{position:absolute;opacity:0;pointer-events:none}
.ads-choice-grid span{display:flex;align-items:center;justify-content:center;min-height:48px;padding:9px 10px;border:1px solid #d3dde6;border-radius:11px;background:#fff;text-align:center;color:#31445a;font-size:.88rem;font-weight:850;transition:.15s ease}
.ads-choice-grid label:hover span{border-color:#ef9d63;background:#fff9f4}
.ads-choice-grid input:checked+span{border-color:var(--orange);background:#fff5ed;color:var(--navy);box-shadow:0 0 0 2px rgba(239,124,37,.12)}
.ads-choice-grid input:focus-visible+span{outline:3px solid rgba(35,92,168,.28);outline-offset:2px}
.ads-form-next,.ads-form-submit{width:100%;min-height:54px;font-size:1rem}
.ads-form-micro,.ads-form-secure{margin:10px 0 0;text-align:center;color:var(--muted);font-size:.77rem}
.ads-form-back{border:0;background:transparent;color:var(--muted);padding:0 0 12px;cursor:pointer;font-weight:700}
.ads-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:4px}
.ads-contact-grid label{display:grid;gap:6px}.ads-contact-grid label>span{font-size:.84rem;font-weight:900;color:#405167}
.ads-contact-grid label:first-child{grid-column:1/-1}
.ads-consent{display:flex;align-items:flex-start;gap:10px;margin:18px 0 15px;color:#566372;font-size:.78rem;line-height:1.45}
.ads-consent input{width:23px;height:23px;flex:0 0 23px;margin:1px 0 0}.ads-consent a{text-decoration:underline;font-weight:800}
.ads-obseques-reassurance{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.ads-obseques-reassurance>.container{display:grid;grid-template-columns:repeat(3,1fr)}
.ads-obseques-reassurance .container>div{padding:18px 20px;text-align:center;border-right:1px solid var(--line)}
.ads-obseques-reassurance .container>div:last-child{border-right:0}
.ads-obseques-reassurance strong{display:block;color:var(--navy);font-size:1.05rem}.ads-obseques-reassurance span{display:block;color:var(--muted);font-size:.8rem}
.ads-obseques-legal{padding:24px 0 34px;background:var(--soft);color:var(--muted);font-size:.76rem}
.ads-obseques-legal .container{display:flex;align-items:flex-start;justify-content:space-between;gap:22px}.ads-obseques-legal p{max-width:760px;margin:0}.ads-obseques-legal div div{display:flex;flex-wrap:wrap;gap:12px}.ads-obseques-legal a{text-decoration:underline;font-weight:700}

@media(max-width:900px){
  .ads-obseques-grid{grid-template-columns:1fr;gap:24px}
  .ads-obseques-copy{padding-top:0}
  .ads-obseques-copy h1{max-width:760px}
  .ads-obseques-visual{display:none}
}
@media(max-width:767px){
  .ads-obseques-body .trustbar{display:none}
  .ads-obseques-body .nav-wrap{min-height:68px}
  .ads-obseques-body .brand-logo{height:54px}
  .ads-obseques-body .header-actions .button{min-height:42px;padding:9px 12px}
  .ads-obseques-hero{padding:22px 0 18px}
  .ads-obseques-grid{gap:18px}
  .ads-obseques-copy h1{font-size:2.18rem;line-height:1.03;margin-bottom:12px}
  .ads-obseques-lead{font-size:1rem;margin-bottom:14px}
  .ads-obseques-benefits{gap:6px;margin-bottom:0;font-size:.88rem}
  .ads-obseques-form{padding:18px;border-radius:18px}
  .ads-form-head{margin-bottom:9px}.ads-form-progress{margin-bottom:17px}
  .ads-form-step h2{font-size:1.35rem;margin-bottom:15px}
  .ads-question{margin-bottom:15px}
  .ads-choice-grid{gap:8px}
  .ads-choice-grid span{min-height:46px;padding:8px 7px;font-size:.82rem}
  .ads-contact-grid{grid-template-columns:1fr;gap:10px}.ads-contact-grid label:first-child{grid-column:auto}
  .ads-consent{font-size:.72rem;line-height:1.42;margin:15px 0 13px}
  .ads-obseques-reassurance>.container{grid-template-columns:repeat(3,1fr);width:100%}
  .ads-obseques-reassurance .container>div{padding:12px 6px}.ads-obseques-reassurance strong{font-size:.86rem}.ads-obseques-reassurance span{font-size:.68rem;line-height:1.25}
  .ads-obseques-legal{padding:18px 0 92px}.ads-obseques-legal .container{display:grid;gap:12px}.ads-obseques-legal div div{gap:10px}
  .ads-obseques-body .sticky-mobile{grid-template-columns:1fr}.ads-obseques-body .sticky-mobile a:first-child{display:none}.ads-obseques-body .sticky-mobile a:last-child{margin:0;min-height:52px}
}
@media(max-width:390px){
  .ads-obseques-body .header-actions{display:flex}
  .ads-obseques-copy h1{font-size:1.95rem}
  .ads-choice-grid{grid-template-columns:1fr 1fr}
  .ads-obseques-form{padding:16px}
}

/* === LP Ads simples MBS — 24/08/2026 R4 === */
.ads-simple-body{background:#173451;color:#fff}
.ads-simple-body .site-footer{display:none}
.ads-simple-body .site-header{position:static;background:#fff;border-bottom:1px solid rgba(17,36,58,.08)}
.ads-simple-body .trustbar{background:#102b47;color:#eaf2fb}
.ads-simple-body .nav-wrap{min-height:76px}
.ads-simple-body .brand-logo{height:60px}
.ads-simple-body .header-actions .button{min-height:42px;padding:10px 16px}
.ads-simple-main{background:#173451}
.ads-simple-hero{min-height:calc(100vh - 114px);display:flex;align-items:center;padding:48px 0;background:
linear-gradient(rgba(255,255,255,.022) 1px,transparent 1px),
linear-gradient(90deg,rgba(255,255,255,.022) 1px,transparent 1px),
linear-gradient(135deg,#173451 0%,#1b4164 58%,#173451 100%);background-size:64px 64px,64px 64px,auto}
.ads-simple-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(430px,.86fr);gap:62px;align-items:center}
.ads-simple-copy{max-width:680px}
.ads-simple-kicker{display:inline-flex;margin:0 0 14px;padding:7px 11px;border:1px solid rgba(255,255,255,.22);border-radius:999px;color:#fff;font-size:.76rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase;background:rgba(255,255,255,.06)}
.ads-simple-copy h1{margin:0 0 20px;color:#fff;font-size:clamp(2.6rem,5.4vw,5.25rem);line-height:.98;letter-spacing:-.052em;max-width:700px}
.ads-simple-lead{max-width:620px;margin:0 0 26px;color:#e2ebf5;font-size:1.18rem;line-height:1.55}
.ads-simple-benefits{list-style:none;margin:0 0 26px;padding:0;display:grid;gap:12px;color:#fff;font-size:1rem;font-weight:700}
.ads-simple-benefits li{display:flex;gap:10px;align-items:flex-start}
.ads-simple-benefits li span{color:#ff921f;font-weight:1000;font-size:1.15rem;line-height:1.2}
.ads-simple-trust{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.ads-simple-trust span{display:inline-flex;align-items:center;min-height:42px;padding:9px 13px;border:1px solid rgba(255,255,255,.2);border-radius:999px;background:rgba(255,255,255,.08);font-size:.82rem;font-weight:850;color:#fff}
.ads-simple-orias{margin:18px 0 0;color:#c5d5e5;font-size:.78rem}
.ads-simple-form{position:relative;background:#fff;color:var(--ink);border-radius:22px;border-top:5px solid #ff8a00;padding:30px;box-shadow:0 28px 70px rgba(5,19,34,.28)}
.ads-simple-form-head{text-align:center;margin-bottom:22px}
.ads-simple-form-head h2{margin:0 0 5px;color:var(--navy2);font-size:1.75rem;line-height:1.08;letter-spacing:-.02em}
.ads-simple-form-head p{margin:0;color:var(--muted);font-size:.9rem}
.ads-simple-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ads-simple-fields label{display:grid;gap:6px}
.ads-simple-fields label>span{font-size:.8rem;font-weight:900;color:#405167}
.ads-simple-fields input,.ads-simple-fields select{width:100%;min-height:54px;border:1px solid #cfd9e3;border-radius:11px;padding:11px 13px;background:#fff;color:var(--ink);outline:none}
.ads-simple-fields input:focus,.ads-simple-fields select:focus{border-color:var(--orange);box-shadow:0 0 0 3px rgba(239,124,37,.12)}
.ads-simple-field-wide{grid-column:1/-1}
.ads-simple-consent{display:flex;align-items:flex-start;gap:10px;margin:17px 0 14px;color:#5a6877;font-size:.72rem;line-height:1.45}
.ads-simple-consent input{width:21px;height:21px;flex:0 0 21px;margin:1px 0 0}
.ads-simple-consent a{text-decoration:underline;font-weight:800;color:#173451}
.ads-simple-submit{width:100%;min-height:56px;font-size:1rem}
.ads-simple-secure{margin:11px 0 0;text-align:center;color:#778391;font-size:.72rem}
.ads-simple-form .quiz-error{margin:0 0 12px!important}
.ads-simple-bottom{background:#102b47;border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08)}
.ads-simple-bottom .container{min-height:58px;display:grid;grid-template-columns:repeat(3,1fr);align-items:center;text-align:center;color:#eaf2fb;font-size:.8rem;font-weight:800}
.ads-simple-bottom span+span{border-left:1px solid rgba(255,255,255,.14)}
.ads-simple-legal{padding:18px 0 30px;background:#102b47;color:#b9cadb;font-size:.72rem}
.ads-simple-legal .container{display:flex;justify-content:space-between;align-items:flex-start;gap:20px}
.ads-simple-legal p{max-width:760px;margin:0}
.ads-simple-legal .container>div{display:flex;flex-wrap:wrap;gap:12px}
.ads-simple-legal a{text-decoration:underline;font-weight:800}
.ads-simple-mutuelle .ads-simple-form{border-top-color:#2f6db5}
.ads-simple-animaux .ads-simple-form{border-top-color:#278363}
.ads-simple-resiliation .ads-simple-form{border-top-color:#ef7c25}

@media(max-width:980px){
  .ads-simple-hero{min-height:auto;padding:36px 0}
  .ads-simple-grid{grid-template-columns:1fr;gap:26px}
  .ads-simple-copy{max-width:780px}
  .ads-simple-copy h1{font-size:clamp(2.4rem,7vw,4.4rem)}
}
@media(max-width:767px){
  .ads-simple-body .trustbar{display:none}
  .ads-simple-body .nav-wrap{min-height:64px}
  .ads-simple-body .brand-logo{height:50px}
  .ads-simple-body .header-actions .button{min-height:40px;padding:8px 11px;font-size:.84rem}
  .ads-simple-hero{padding:24px 0 18px}
  .ads-simple-grid{gap:20px}
  .ads-simple-kicker{margin-bottom:10px;font-size:.69rem}
  .ads-simple-copy h1{font-size:2.35rem;line-height:1.01;margin-bottom:13px}
  .ads-simple-lead{font-size:.98rem;margin-bottom:16px}
  .ads-simple-benefits{gap:7px;margin-bottom:12px;font-size:.86rem}
  .ads-simple-trust{gap:6px;margin-top:11px}
  .ads-simple-trust span{min-height:34px;padding:7px 9px;font-size:.69rem}
  .ads-simple-orias{display:none}
  .ads-simple-form{padding:18px;border-radius:17px}
  .ads-simple-form-head{margin-bottom:16px;text-align:left}
  .ads-simple-form-head h2{font-size:1.45rem}
  .ads-simple-fields{grid-template-columns:1fr;gap:10px}
  .ads-simple-field-wide{grid-column:auto}
  .ads-simple-fields input,.ads-simple-fields select{min-height:50px}
  .ads-simple-consent{font-size:.68rem;margin:14px 0 12px}
  .ads-simple-submit{min-height:52px}
  .ads-simple-bottom .container{width:100%;grid-template-columns:repeat(3,1fr);font-size:.66rem}
  .ads-simple-bottom .container span{padding:11px 5px}
  .ads-simple-legal{padding:14px 0 88px}
  .ads-simple-legal .container{display:grid;gap:10px}
  .ads-simple-body .sticky-mobile{grid-template-columns:1fr}
  .ads-simple-body .sticky-mobile a:first-child{display:none}
  .ads-simple-body .sticky-mobile a:last-child{margin:0;min-height:52px}
}
@media(max-width:390px){
  .ads-simple-body .header-actions{display:flex}
  .ads-simple-copy h1{font-size:2.08rem}
  .ads-simple-form{padding:16px}
}


/* === R6.2 — LP Ads ultra simples, identité MBS + mobile conversion === */
.ads-simple-body{background:var(--soft);color:var(--ink)}
.ads-simple-body .site-header{position:static;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 4px 18px rgba(15,29,46,.04)}
.ads-simple-body .trustbar{background:var(--navy2);color:#e9f0f7}
.ads-simple-main{background:var(--soft)}
.ads-simple-hero{min-height:calc(100vh - 114px);display:flex;align-items:center;padding:46px 0;background:linear-gradient(135deg,#f5f8fb 0%,#ffffff 54%,#fff6ef 100%)}
.ads-simple-grid{grid-template-columns:minmax(0,1fr) minmax(430px,.86fr);gap:58px}
.ads-simple-kicker{color:var(--orange2);border:1px solid #ffd9bd;background:#fff4eb}
.ads-simple-copy h1{color:var(--navy2);text-shadow:none}
.ads-simple-lead{color:#4f6072}
.ads-simple-benefits{color:var(--navy)}
.ads-simple-benefits li span{color:var(--orange)}
.ads-simple-trust span{border:1px solid #d9e2ea;background:#fff;color:#33485c;box-shadow:0 5px 15px rgba(15,29,46,.04)}
.ads-simple-orias{color:#697789}
.ads-simple-form{border:1px solid #dfe7ee;border-top:5px solid var(--orange);box-shadow:0 22px 58px rgba(16,34,53,.13)}
.ads-simple-form-head h2{color:var(--navy2)}
.ads-simple-fields label>span{color:#405167}
.ads-simple-consent a{color:var(--navy)}
.ads-simple-submit{background:var(--orange);color:#fff}
.ads-simple-submit:hover{background:var(--orange2)}
.ads-simple-bottom{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.ads-simple-bottom .container{color:var(--navy)}
.ads-simple-bottom span+span{border-left:1px solid var(--line)}
.ads-simple-legal{background:var(--soft);color:#657181}
.ads-simple-legal a{color:var(--navy)}
.ads-simple-mutuelle .ads-simple-form,
.ads-simple-obseques .ads-simple-form,
.ads-simple-animaux .ads-simple-form,
.ads-simple-resiliation .ads-simple-form{border-top-color:var(--orange)}
.ads-simple-body .sticky-mobile{display:none!important}

@media(max-width:980px){
  .ads-simple-hero{padding:34px 0}
}
@media(max-width:767px){
  .ads-simple-hero{padding:20px 0 16px;background:linear-gradient(180deg,#f5f8fb 0%,#fff 48%,#fff8f2 100%)}
  .ads-simple-copy h1{color:var(--navy2)}
  .ads-simple-lead{color:#526173}
  .ads-simple-benefits{color:#33485c}
  .ads-simple-trust span{background:#fff;color:#33485c}
  .ads-simple-form{box-shadow:0 14px 38px rgba(16,34,53,.11)}
  .ads-simple-legal{padding:14px 0 22px}
}

/* =========================================================
   V8 — accueil simplifié + LP Ads premium avec photo de fond
   Identité MBS : marine / blanc / orange
   ========================================================= */
.home-hero-v8{padding:68px 0 64px;background:linear-gradient(135deg,#f7f9fc 0%,#fff 56%,#fff5ed 100%)}
.home-hero-grid-v8{grid-template-columns:minmax(0,1fr) minmax(390px,.86fr);align-items:center;gap:58px}
.home-hero-v8 .home-hero-copy{max-width:720px}
.home-hero-v8 .home-hero-copy h1{font-size:clamp(2.9rem,5.1vw,5.25rem);line-height:.98;letter-spacing:-.055em}
.home-hero-v8 .home-hero-copy h1 span{color:var(--orange)}
.home-hero-photo-box-v8{position:relative;border-radius:28px;overflow:hidden;box-shadow:0 24px 60px rgba(16,34,53,.16);min-height:480px}
.home-hero-photo-box-v8 .home-hero-photo{width:100%;height:100%;min-height:480px;object-fit:cover;display:block}
.home-photo-badge{position:absolute;left:22px;bottom:22px;padding:12px 16px;border-radius:14px;background:rgba(255,255,255,.94);color:var(--navy2);box-shadow:0 12px 32px rgba(12,31,49,.18);font-size:.78rem;line-height:1.25}
.home-photo-badge strong{font-size:.98rem}

.home-solutions-v8{padding-top:72px}
.solution-grid-v8{gap:22px;align-items:stretch}
.solution-card-v8{padding:0;overflow:hidden;border:1px solid #dfe6ed;border-top:4px solid var(--orange);border-radius:20px;background:#fff;box-shadow:0 14px 36px rgba(18,38,58,.07);transition:transform .18s ease,box-shadow .18s ease}
.solution-card-v8:hover{transform:translateY(-4px);box-shadow:0 20px 46px rgba(18,38,58,.12)}
.solution-card-v8 .solution-card-media{display:block;margin:0;padding:0;border-radius:0;overflow:hidden;aspect-ratio:4/3;background:#edf2f6}
.solution-card-v8 .solution-card-image{width:100%;height:100%;object-fit:cover;transition:transform .25s ease}
.solution-card-v8:hover .solution-card-image{transform:scale(1.025)}
.solution-card-v8-content{padding:20px 20px 22px;display:flex;flex-direction:column;min-height:220px}
.solution-card-v8 .solution-tag{margin:0 0 8px;color:var(--orange2);font-size:.68rem;letter-spacing:.075em;font-weight:900;text-transform:uppercase}
.solution-card-v8 h3{margin:0 0 10px;color:var(--navy2);font-size:1.26rem;line-height:1.12}
.solution-card-v8-content>p:not(.solution-tag){margin:0;color:#5d6a78;line-height:1.5;font-size:.92rem}
.solution-card-v8-cta{margin-top:auto;padding-top:18px;color:var(--orange2);font-weight:900;text-decoration:none}
.solution-card-v8-cta:hover{text-decoration:underline}

/* LP V8 */
.ads-v8-body{background:#0f2942;color:#fff}
.ads-v8-body .site-header{background:rgba(255,255,255,.97);border-bottom:1px solid rgba(12,31,49,.08);box-shadow:0 5px 24px rgba(10,29,47,.08)}
.ads-v8-body .trustbar{background:#0d263e;color:#edf4fa}
.ads-v8-body .site-footer,.ads-v8-body .sticky-mobile{display:none!important}
.ads-v8-main{background:#0f2942}
.ads-v8-hero{position:relative;isolation:isolate;min-height:calc(100vh - 114px);display:flex;flex-direction:column;justify-content:center;padding:54px 0 0;background-image:var(--ads-bg-image);background-size:cover;background-position:center 42%;background-repeat:no-repeat;overflow:hidden}
.ads-v8-hero::before{content:"";position:absolute;inset:0;z-index:-2;background-image:var(--ads-bg-image);background-size:cover;background-position:center 42%;background-repeat:no-repeat;transform:scale(1.012)}
.ads-v8-hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(8,31,52,.94) 0%,rgba(8,31,52,.88) 35%,rgba(8,31,52,.58) 58%,rgba(8,31,52,.22) 78%,rgba(8,31,52,.38) 100%)}
.ads-v8-shade{position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(5,23,40,.08),rgba(5,23,40,.18));pointer-events:none}
.ads-v8-grid{position:relative;z-index:2;grid-template-columns:minmax(0,1.02fr) minmax(430px,.78fr);gap:72px;align-items:center;padding-bottom:48px}
.ads-v8-copy{max-width:690px;text-shadow:0 2px 24px rgba(0,0,0,.24)}
.ads-v8-copy .ads-simple-kicker{color:#fff;border:1px solid rgba(255,255,255,.35);background:rgba(12,39,63,.34);backdrop-filter:blur(5px)}
.ads-v8-copy h1{color:#fff;font-size:clamp(3rem,5.3vw,5.35rem);line-height:.98;letter-spacing:-.055em;margin-bottom:20px;text-shadow:0 5px 30px rgba(0,0,0,.24)}
.ads-v8-copy .ads-simple-lead{color:#f1f6fa;max-width:610px;font-size:1.14rem}
.ads-v8-copy .ads-simple-benefits{color:#fff}
.ads-v8-copy .ads-simple-benefits li span{color:#ff8a1f}
.ads-v8-trust span{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.32);color:#fff;box-shadow:none;backdrop-filter:blur(5px)}
.ads-v8-copy .ads-simple-orias{color:#d8e4ee}
.ads-v8-form{background:rgba(255,255,255,.985);border:1px solid rgba(255,255,255,.75);border-top:5px solid var(--orange);box-shadow:0 30px 80px rgba(4,20,34,.34);backdrop-filter:blur(10px);padding:28px 28px 24px}
.ads-v8-form .ads-simple-form-head h2{font-size:1.72rem}
.ads-v8-form .ads-simple-fields input,.ads-v8-form .ads-simple-fields select{background:#fff;border-color:#cfd9e3}
.ads-v8-form .ads-simple-consent{color:#59697a}
.ads-v8-form .ads-simple-submit{background:var(--orange);box-shadow:0 10px 24px rgba(239,124,37,.22)}
.ads-v8-form .ads-simple-submit:hover{background:var(--orange2)}
.ads-v8-bottomline{position:relative;z-index:2;margin-top:auto;background:rgba(8,31,52,.82);border-top:1px solid rgba(255,255,255,.15);backdrop-filter:blur(8px)}
.ads-v8-bottomline .container{min-height:56px;display:grid;grid-template-columns:repeat(3,1fr);align-items:center;text-align:center;color:#fff;font-size:.79rem;font-weight:850}
.ads-v8-bottomline span+span{border-left:1px solid rgba(255,255,255,.2)}
.ads-v8-legal{background:#0c263f;color:#c6d4df;padding:14px 0 18px}
.ads-v8-legal .container{display:flex;justify-content:space-between;gap:22px;align-items:center}
.ads-v8-legal p{margin:0;max-width:760px;font-size:.7rem}
.ads-v8-legal .container>div{display:flex;gap:12px;flex-wrap:wrap}
.ads-v8-legal a{color:#e9f1f7;font-size:.7rem;text-decoration:underline}

/* Placement photo par produit */
.ads-simple-mutuelle .ads-v8-hero::before{background-position:center 40%}
.ads-simple-obseques .ads-v8-hero::before{background-position:center 44%}
.ads-simple-animaux .ads-v8-hero::before{background-position:center center}
.ads-simple-resiliation .ads-v8-hero::before{background-position:center 38%}

@media (max-width:1080px){
  .home-hero-grid-v8{grid-template-columns:1fr 1fr;gap:36px}
  .home-hero-photo-box-v8,.home-hero-photo-box-v8 .home-hero-photo{min-height:400px}
  .ads-v8-grid{grid-template-columns:minmax(0,1fr) minmax(390px,.86fr);gap:34px}
  .ads-v8-copy h1{font-size:clamp(2.7rem,5.5vw,4.5rem)}
}

@media (max-width:820px){
  .home-hero-v8{padding:38px 0 42px}
  .home-hero-grid-v8{grid-template-columns:1fr;gap:28px}
  .home-hero-v8 .home-hero-copy h1{font-size:clamp(2.55rem,10vw,4rem)}
  .home-hero-photo-box-v8,.home-hero-photo-box-v8 .home-hero-photo{min-height:330px}
  .solution-grid-v8{grid-template-columns:repeat(2,1fr)}

  .ads-v8-body .trustbar{display:none}
  .ads-v8-body .nav-wrap{min-height:66px}
  .ads-v8-body .brand-logo{height:52px}
  .ads-v8-hero{min-height:auto;padding:0;background:#0f2942}
  .ads-v8-hero::before{inset:0 0 auto 0;height:440px;background-position:center 38%;transform:none}
  .ads-v8-hero::after{background:linear-gradient(180deg,rgba(8,31,52,.42) 0%,rgba(8,31,52,.82) 34%,#0f2942 56%,#0f2942 100%)}
  .ads-v8-grid{grid-template-columns:1fr;gap:20px;padding-top:74px;padding-bottom:28px}
  .ads-v8-copy{max-width:none;padding-top:84px;text-shadow:0 3px 22px rgba(0,0,0,.28)}
  .ads-v8-copy h1{font-size:clamp(2.3rem,10vw,3.4rem);margin-bottom:12px}
  .ads-v8-copy .ads-simple-lead{font-size:.98rem;margin-bottom:15px}
  .ads-v8-copy .ads-simple-benefits{font-size:.88rem;gap:7px;margin-bottom:12px}
  .ads-v8-trust{gap:6px}
  .ads-v8-trust span{min-height:34px;padding:7px 9px;font-size:.68rem}
  .ads-v8-copy .ads-simple-orias{display:none}
  .ads-v8-form{padding:19px;border-radius:18px}
  .ads-v8-form .ads-simple-form-head{text-align:left;margin-bottom:15px}
  .ads-v8-form .ads-simple-form-head h2{font-size:1.42rem}
  .ads-v8-form .ads-simple-fields{grid-template-columns:1fr;gap:10px}
  .ads-v8-form .ads-simple-field-wide{grid-column:auto}
  .ads-v8-bottomline .container{width:100%;font-size:.65rem}
  .ads-v8-bottomline .container span{padding:10px 5px}
  .ads-v8-legal .container{display:grid;gap:9px}
}

@media (max-width:560px){
  .solution-grid-v8{grid-template-columns:1fr}
  .solution-card-v8-content{min-height:190px}
  .home-photo-badge{left:14px;bottom:14px}
  .ads-v8-body .header-actions .button{padding:8px 11px;font-size:.78rem}
  .ads-v8-grid{padding-top:58px}
  .ads-v8-copy{padding-top:72px}
  .ads-v8-copy h1{font-size:2.28rem}
  .ads-v8-form{padding:16px}
  .ads-v8-form .ads-simple-consent{font-size:.67rem}
}

/* V8.1 — réassurance compacte après formulaire Ads */
.ads-v81-after{background:#f7fafc;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:14px 0}.ads-v81-after .container{display:flex;gap:10px;align-items:flex-start;justify-content:center;max-width:980px}.ads-v81-after strong{color:var(--navy);white-space:nowrap}.ads-v81-after span{color:var(--muted);line-height:1.45}@media(max-width:720px){.ads-v81-after .container{display:grid;gap:4px}.ads-v81-after strong{white-space:normal}}